Self Financial,  a fintech startup that helps consumers build credit and savings, regardless of their past credit history, has raised $40 million in Series D financing. The round was led by Meritech Capital with participation from its existing investors, including Altos Ventures, Conductive Ventures, and Silverton Partners. The funding brings the company's total to $77 million and comes on the heels of its $20 million Series C raise in February. A spokeswoman says the additional funds will be used to continue growing the business. The company was founded five years ago to address a pain point many people face—accessibility to and affordability of credit. Its Credit Builder Account is an installment loan that allows people, who pay on time, to build a positive payment history while saving money. The account doesn’t require a hard credit inquiry or history. The company’s Self Visa Credit Card is a secured card that doesn’t require a credit check and allows users to build their security deposit in installments.